Appraisals Not Always Needed for Fannie and Freddie Mortgages

Now this change may not seem dramatic, but it is a step in the right direction; Benefits Of Freddie Mac Fixed Income Mortgage Guidelines On Conventional Loans. Freddie Mac, Fannie Mae and HUD are always looking for ways to improve the mortgage process. As mortgage professionals, documentation is part of our day to day lives

Do we always need an appraiser to tell us what a house is worth? The country's two biggest sources of mortgage financing – Freddie Mac and.

Instead, the valuations supporting the mortgages were performed by Fannie. [ For Fannie and Freddie, appraisals are not always necessary].

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Question: Fannie Mae – Utility Accessibility – Appraisals: Will Fannie Mae lend on a property where the utilities were not turned on at the time of the appraisal inspection? Answer: Yes. Fannie Mae does not require that the utilities that serve the property be turned on at the time of the inspection. See Question #23 [.]A subscription is required to access this content-please view our.

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APPRAISAL minimum standards.. fannie mae/freddie Mac, UAD, FHA (if applicable). Appraisers are required by USPAP to report an opinion of reasonable Exposure Time’ for the Subject property in each appraisal where exposure time is a component of the value definition

That’s not always true on. to 10 days in cases where Freddie Mac’s innovative new capability determines a traditional appraisal isn’t needed,” Freddie Mac said in a press release. Fannie and.

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Appraisals Not Always Needed for Fannie and Freddie Mortgages September 22, 2017 By Mary Catchur According to reports from Fannie Mae and Freddie Mac , both companies are waiving appraisal requirements in some circumstances.

1. What did Fannie Mae do before the market crash because they were losing so much market share? 2. Why do you always find Fannie Mae, Freddie, Quicken Loans and CoreLogic having summits? 3. Are these companies to "tight" with one another? Is it really to protect/help the public or to make their profits higher and to crush the competition? 4.

Fannie Mae streamline refinance without appraisal loans and other mortgage refinance without appraisal packages have other benefits. Most of them come with relaxed qualification standards, making it easier for you to qualify for a refinance even if your debt-to-income ratio is tight or if you have less than perfect credit.